Frontline Consultants & Contracting – Insurance Claims
We work with ALL Insurance Agencies
It can be stressful to process a claim with your insurance after witnessing storm damage to your house caused by either hail or wind. Trust Frontline Consultants & Contracting LLC to work with all insurance agencies by filing the claim to assist you and getting your house restored and back in working order. Our business of restoring and replacing roofs is very popular, especially in Arizona, but any wear and tear is not covered by insurance unless it is caused by catastrophic damage such as from a major hail or wind storm. One of the competitive advantages of our company is that we offer a marketing discount, where we’ll place a sign in your yard, and offer upgraded shingles, even if your insurance does not cover the upgrade.
Over the years, we have noticed that many homeowners don’t realize that the damage done to their roofs has been caused by hail or other storm damage that can be replaced through a claims process. Roof damage is not visible from ground level, which means you, as the homeowner, won’t be able to see until it is too late if there is interior damage. Call on us for a free inspection to diagnose the damage. We’ll then work with your insurance company to further assess the examination to make sure you are covered for either a full replacement of your roof or even minor re-felt or tile repairs. If you ignore storm damage for too long, your insurance may not cover if you notice a leaking roof. Let us provide you the ins and outs needed to understand what insurance will cover in damages and our process for getting your house back in tip-top shape. For a free quote, or if you have questions regarding insurance claims, give us a call today at 928-252-6055!
How to Spot Hail Damage?
Shingles can react differently when struck by hail. It is important to know the different effects of the damage to properly identify whether you have roof damage from hail or not. Here are some things to help you spot these differences on your own. However, we do recommend that you call on us for further assistance.
Asphalt and Composition Shingles Hail Damage
- Random damage with no discernable pattern.
- Cracks in the shingles. Hard hail impacts can grip the shingles and cause cracks. This can lead to exposure and tears, leaving your roof with bare spots. Cracked shingles cannot effectively protect your roof from the weather.
- Hail hits that are black in color.
- Loss of granules, which may expose the roof felt. Granules are the sandpaper-like part of the shingle. When a shingle loses this grip, its asphalt coating is exposed to the elements, which can lead to accelerated aging. Take a look in your gutters and downspouts after a hailstorm to see if any granules have come off your shingles.
- Asphalt and/or mat that appears shiny.
- Hail hits that are soft to the touch, like the bruise on an apple.
There are many other types of damage to shingles that can be mistaken for hail damage. For example, exposure to inclement weather and sunlight makes shingles brittle and gives them an aged appearance. This type of damage is normal wear and tear, which is sometimes misidentified as hail damage. Other types may include blistering, cracking, granule loss, flaking, and even manufacturing defects or mechanical imperfections in shingles can also be mistaken for hail damage. If you have hail damage, give us a call for a free quote today at 928-252-6055!
How to Spot Wind Damage?
Aside from hail, wind is another powerful element that can cause significant damage to your shingles and tiles. It can blow hard enough to wipe those along with ripping up felt and the boards protecting the interior of your home. We have built a checklist for you on how to spot wind damage, with some easier than others. We recommend calling on us before getting a ladder and assessing the damage yourself.
- Roof Leaks: These are perhaps the easiest to find, simply because there is water coming into your house where it shouldn’t. Look in your attic or on your ceiling for wet spots or water drippings.
- Missing Shingles: Strong winds, heavy rain, or falling tree branches can pull off your roof’s shingles.
- Curling Shingles: Curling shingles are most often found at stress points on the roof, i.e. the edges, the corners, near the chimney, at the ridge, etc. When shingles are curled, they can no longer keep water from leaking through the roof, although these are harder to find than a shingle which is simply missing.
- “Lifting” Shingles: Difficult to see unless you’re actually looking for them, the shingles look intact from the ground. However, the nails have loosened, “lifting” the shingle up, and potentially breaking the sealant between each shingle layer.
- The Gutter: High winds and heavy rains can wash away the granules from the shingle, and load them into the gutter. Look for excessive shingle granules in the gutter
- Chimney Flashing: Look to see if the chimney flashing is missing or split. This is a stress point for high winds, which can easily be lifted by a strong wind hitting at just the right angle.
Shingles without grips or that have cracking can also be a sign of damage from high impact winds, which could have exposed bare spots on your roof. If you have wind damage, give us a call for a free quote today at 928-252-6055!